Building Brighter Futures in Finance & Accounting

We have the Know to help you grow.

We are a team of business consulting experts who pride ourselves on decades of experience and industry knowledge In every project we undertake, whether you are Looking at our accounting services, business advisory services, or tax consultancy services. We take pride in our customer-based approach which involves a personal and strategic touch that leads to measurable outcomes. 

Why Choose Us?

Our Services

  • Unlock your company's full potential with our Corporate Growth Strategy services. We partner with you to build a clear action plan that ensures sustainable growth, enhanced market presence, and increased profitability. Let’s drive your success forward, together.

  • Navigate the future with confidence using our Financial Forecasting & Risk Management services. We provide tools to build precise financial projections and variance analysis so you can make informed decisions. We'll help identify potential risks, ensuring your business stays resilient and prepared.

  • We specialize in realigning your company's structure to optimize efficiency, enhance communication, and reduce costs. Our tailored approach includes understanding your unique business practices, identifying opportunities and assisting with putting them into practice.

  • Launch your venture with confidence using our U.S. Business Formation services. We guide you through the complexities of setting up your business, from legal requirements, to registration and compliance. Our experts ensure a smooth, hassle-free process, helping you choose the right tax structure and providing essential insights for long-term success. Start your business on a solid foundation with our comprehensive support.

  • We offer streamlined ITIN acquisition services tailored for international clients, including foreign nationals, expatriates, and non-U.S. residents. Our service focuses on simplifying the application process, providing personalized guidance, and ensuring timely and secure processing. We support small business owners, investors, and individuals with financial activities in the U.S., offering competitive pricing, robust data security, and expedited options for urgent deadlines.

  • We offer flexible, high-level financial management solutions for small to medium-sized enterprises (SMEs) and startups. Our outsourced CFO services provide scalable support in cash flow management, budgeting, financial forecasting, and strategic planning. We help businesses secure capital, navigate complex tax regulations, and manage financial risks. Clients benefit from customized financial strategies, real-time insights, and a secure client portal for seamless communication and document access, all without the overhead costs of a full-time CFO.

  • We specializes in providing advanced tax preparation services for small businesses and high-net-worth individuals with complex financial portfolios. We offer tailored solutions for optimizing tax efficiency, ensuring compliance with evolving tax laws, and leveraging incentives and credits. Our expert team delivers strategic guidance on annual, quarterly filings, payroll taxes, and more. Clients benefit from secure, personalized service with real-time access to tax documents and compliance updates via a user-friendly portal.

Understand:Why Businesses Fail

Knowing why businesses fail can help you devise a strategy to ensure yours doesn't fall prey to the same mistakes. As many as 82% of businesses that go out of business suffer from cash flow problems—a pretty significant indication that proper financial management is vital for any business. Poor forecasting, unexpected expenses, or overspending on too much inventory are major factors that lead to business downfall.

Additionally, 38% of businesses fail because of a lack of cash. This may be due to poor reserve capital or overexpansion when sales and receivables are not turning over quickly enough. This balance of growth with financial stability is a constant balancing act that ensures you have enough capital to keep the business running and survive low moments in the business.

Market demand is another critical factor. 35% percent of businesses fail due to the fact that there's no market need for the products or services being offered. That statistic alone drives home the importance of researching the market and validating a product prior to its launch. Knowing customer needs, preferences, and market trends helps tailor your offering to meet demand, avoiding the pitfalls that come with the launch of a product that has no market appeal.

20% of businesses fail because of competition, and not being able to keep up with an ever changing market and competitive landscape. The ability of a company to stay ahead in today's competitive market is grounded in innovation, strategic positioning, and understanding the competitive landscape. They have to be flexible and willing to pivot, using their unique strengths sets them apart from their competitors.

Astoundingly, 45 percent of all new businesses go out of business within their first five years, while almost 25 percent of all U.S. businesses do not survive their first year of operation. Entrepreneurship is risky in general, therefore, thorough financial planning and expert guidance will become an integral part of your success.


When I was a child, I just assumed that in order for a sailboat to go, say, east, the wind had to be blowing from the west to the east. I was amazed to learn that, no matter which way the wind blew, a sailboat could always get to where it wanted to go—if it had a skilled sailor at the helm. To me, the five forces are kind of like the wind, the direction that competition within an industry is moving. Strategy is about positioning the firm relative to the prevailing winds in a way to make sure that the firm gets to where it wants to go, no matter what direction the wind is blowing.
— Trish Gorman Clifford

Achieve Exceptional Success with C&S Finance Group

At C&S Finance Group, we know that achievement and success go hand in hand when a sound financial plan is developed. If you are looking for a Business Expert, Tax Consultant, or a professional accounting solutions firm then we are here to help you either kick off a new venture, or turn your passion or hobby into a successful business. Our consulting professionals are dedicated to providing you with innovative financial solutions and tools to turn your visions into reality. Contact us today, to learn how C&S Finance Group plans to take your business to the next level, so you can achieve your goals

  • Lauretta Harrison | CEO at Dre Events

    “Denise has been an amazing help in not only in creating a clear and sustainable business plan for me, but she has been great in personal development also. You can see that she genuinely cares about all her projects and has a great way with people, she has made me much more confident in my plans, she was honest and fully transparent- which is exactly what I needed. She will get to know your strengths and weaknesses and give you a plan that tailors to your unique abilities. Thanks Denise”

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  • Piotr Scaravick | CEO at Fronds Roots & Rentals LLC

    "Denise is beyond incredible. Hands-down one of the most talented operational management and finance professionals I’ve ever worked with in my life, and I’m still amazed at how much she was able to fix in such a short time. She has an insane ability to untangle complicated processes and make them actually...work. Her communication with our partners was phenomenal, she made everything run smoother without anyone feeling overwhelmed. She even extended her time to make sure we had everything in place perfectly, which I’m seriously grateful for. There's no way she hasn’t worked for McKinsey or Goldman Sachs... If you’re considering hiring someone else, don’t. Denise really knows what she's doing and she's so worth it, I can't stress that enough. I'm already begging her to be our COO when we scale!"

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  • Shoshana Goodman | CEO at Elfie Rose Studios

    "Denise went above and beyond, answering all of my questions, sending notes after our call and offering more help down the road! She didn't tell me what I wanted to hear, but what I needed to hear. I will happily work with Denise again, knowing that she'll get the job done perfectly. If you're considering working with Denise, I truly say don't hesitate and just hire. I'm really grateful she applied to my project and helped me out so quickly!"

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  • James Macodones | CEO at ToyLand LLC

    "Amazing to work with! Handles everything very punctually and knows what she is doing."


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Awards and Certifications

American Council on Education 
In-depth understanding of advanced level operations management. Distinguished in business processes, such as quality and process improvement, forecasting, performance metrics, and risk management.
Verified by Credly

Advanced Operations Management

American Council on Education
Examined an overview of how human resource management (HRM) fits into a business organization and some of the theories related to this field.
Verified by Credly

Human Resource Management

American Council on Education
Demonstrated mastery in international trade, global economic development, and the complexities of currency and exchange rates. Exhibited expertise in analyzing global marketing strategies, understanding the profound impact of globalization on business operations, and evaluating business ethics within a global context.
Verified by Credly

International Business

American Council on Education
Demonstrated mastery in examining the principles of marketing, encompassing in-depth knowledge of marketing philosophies, research methodologies, marketing channels, consumer behavior theory, and pricing strategies. Exhibited expertise in applying these principles to real-world scenarios and understanding their impact on business success.
Verified by Credly

Marketing

American Council on Education
Skilled in critically evaluating decisions from an economic standpoint.
Verified by Credly

Microeconomics

Finance & Financial Accounting

American Council on Education
Demonstrated mastery in the fundamental principles and procedures of modern accounting practice, including practical experience in bookkeeping and preparing financial reports for sole proprietorships. Exhibited expertise in fundamental finance principles, encompassing the firm's operating environment, financial statements, and financial ratios. Proven knowledge of the time value of money, market instrument characteristics, capital budgeting processes, and elements of working capital management.
Verified by Credly